FHA Loans
Government-backed financing that may provide flexible qualification and down-payment options for eligible Washington borrowers.
Apply NowWASHINGTON MORTGAGE LOANS
Mortgage guidance for Washington homebuyers and investors.
Work directly with Christopher Lee, Senior Loan Officer and NMLS #862836, to compare financing strategies for a Washington home purchase, refinance or investment property.
FINANCING OPTIONS
Washington mortgage programs for different goals.
Program availability and qualification depend on the borrower, property, loan purpose, lender and current guidelines.
VA Loans
Mortgage benefits for eligible veterans, service members and qualifying surviving spouses, including potential zero-down financing.
Apply NowConventional Loans
Flexible financing for primary residences, second homes and eligible investment properties with multiple down-payment structures.
Apply NowDown Payment Assistance
Review eligible state, local and lender assistance options that may help reduce upfront cash requirements for qualified buyers.
Apply NowJumbo Loans
Financing strategies for higher-priced Washington properties that exceed standard conforming loan limits.
Apply NowNon-QM & DSCR Loans
Alternative documentation and rental-property options for eligible self-employed borrowers and real estate investors.
Apply NowWASHINGTON SERVICE AREA
Statewide lending with local market awareness.
Christopher serves eligible borrowers throughout Washington without representing a physical office in every community. Common service areas include King, Pierce, Snohomish, Thurston, Spokane, Clark, Benton and Franklin counties.
Federal WaySeattleTacomaBellevueKentAuburnRentonPuyallupOlympiaSpokaneVancouverTri-Cities
Purchase strategyCompare payment, cash-to-close and qualification tradeoffs before writing an offer.
Preapproval supportPrepare for conversations with real estate agents and sellers using a documented financing plan.
Investor scenariosReview DSCR, conventional and specialized financing for eligible rental properties.
Direct communicationGet straightforward answers from an experienced mortgage professional.
Washington mortgage questions
How much down payment is required to buy a home in Washington?
It depends on the loan program and your qualifications. Eligible options can range from zero-down VA financing to low-down-payment FHA or conventional programs. Assistance may also be available for qualified borrowers.
Can self-employed borrowers qualify?
Yes. Traditional income documentation, bank statements, year-to-date profit-and-loss information and other eligible documentation methods may be considered depending on the program.
Do you finance Washington investment properties?
Eligible investors may have access to conventional, DSCR, Non-QM and other specialized financing. Property cash flow, reserves, credit and program requirements vary.
When should I request a mortgage preapproval?
Starting before serious home shopping gives you time to review documentation, compare options and understand a realistic price and payment range.
Start your Washington mortgage conversation.
Share your goals and timeline with Christopher Lee. A completed application is required before any formal credit decision or loan approval.