Terms & Conditions

These Terms & Conditions govern your use of this mortgage information website operated by Christopher Lee, Senior Loan Officer, NMLS #862836, through NEXA Lending LLC, NMLS #1660690. By using this website, you agree to these terms.

Informational Purpose Only

Content on this website is provided for general informational and advertising purposes. Nothing on this website constitutes a commitment to lend, loan approval, credit decision, rate lock, financial advice, legal advice, tax advice, or a guarantee of loan terms or eligibility.

Loan Programs and Eligibility

All mortgage programs, rates, terms, down-payment requirements, credit guidelines, and eligibility criteria are subject to change without notice and may vary by borrower, property, loan purpose, investor, lender, and jurisdiction. Final terms are determined only after a completed application, required documentation, underwriting review, and applicable disclosures.

Online Applications and Third-Party Services

Apply Now links may direct you to secure mortgage application systems or other technology providers used by NEXA Lending LLC. Your use of those systems may also be governed by separate terms and privacy notices presented by the provider.

Electronic and SMS Communications

If you separately opt in to receive SMS/text messages, you consent to receive messages regarding your mortgage inquiry, appointments, application updates, and related services at the number you provided. Message frequency varies and message/data rates may apply. Marketing SMS consent is optional and is not a condition of receiving a loan or service.

You may revoke SMS consent at any time by replying STOP or by using another reasonable method that clearly communicates your desire to stop receiving messages. Reply HELP for assistance. A non-marketing confirmation message may be sent after an opt-out request where permitted by law.

SMS participation is limited to individuals who are 18 years of age or older.

Wireless carriers are not liable for delayed or undelivered messages.

Accuracy and Availability

We make reasonable efforts to keep website information current, but we do not warrant that all information is complete, error-free, or continuously available. Mortgage regulations, licensing, programs, and investor requirements may change.

Fair Lending

NEXA Lending LLC supports equal housing opportunity and does not discriminate in mortgage lending on a prohibited basis. Housing-related rights are governed by applicable federal and state law.

Licensing

Christopher Lee, NMLS #862836, is personally licensed to originate mortgage loans in Washington and Arizona. Mortgage services are offered only where both NEXA Lending LLC and Christopher Lee are properly licensed or otherwise authorized. Licensing can be verified through NMLS Consumer Access. See our Licensing & Disclosures page for additional information.

Third-Party Links

This website may link to third-party websites. NEXA Lending LLC and Christopher Lee are not responsible for independently operated third-party websites, their content, security, availability, or privacy practices.

Privacy

Your use of this website is also subject to our Privacy Policy.

Changes to These Terms

These Terms & Conditions may be updated periodically. The revised date at the top of this page reflects the most recent update.

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